When your customer proceeds to checkout, he/she will want to see a reliable and safe payment method. Additionally, in the e-commerce world, the checkout experience is the last opportunity you have to leave a good impression on your clients; it should be smooth and straightforward.

To have online payments, you will need two things; a merchant account and a payment gateway. The merchant account is merely a particular bank account, and it is a legal written agreement between you and the bank.

The payment gateway is the platform which connects your website (the issuing bank) with the client’s bank (the acquiring bank) and concludes the transaction. There are several available online, but overall, the chosen gateway should:

  • be safe
  • not hide fees
  • be compatible with your platform
  • be accepted by a large number of clients
  • be incorporated in your website or be forwarded to a third-party site

Worldwide Accepted Payment Gateways


Founded initially in 1999, PayPal is one of the world’s most valuable brands of 2019, according to the business journal Forbes. Its worldwide acceptance is partly due to its very low extortion and felonies rate, and ease of implementation and usage. PayPal also accepts more than 20 different currencies, and its customers can straightforwardly check their transaction history. Catering to individuals and companies, it allows payments in millions of online stores in more than 200 global markets.


Besides PayPal, other popular methods include Instadebit which offers their users cutting-edge security technologies and continuously monitored transactions. Like PayPal, it allows payments in various currencies and with swift transaction times. All the users’ data is confidential as they do not have to reveal their bank account information to third parties. The customer support can be reached by telephone, live chat, email, or post and is marked as outstanding.


It is known for its excellent options and services for SMEs and large-scale businesses, and Worldpay recently joined forces with the giant FIS to everyone’s benefit. Their online payment services for companies are quite extensive and should be enough to encompass all your basic needs as a business owner. As in the examples above, Worldpay does not outsource the transactions to third-party companies, simplifying technical payment issues for your company. Regarding customer support, Worldpay provides a UK-based customer center reachable by phone or email 24/7.

Merchant e-Solutions

Merchant e-Solutions was launched in 1999, and it was originally conceived to target the needs of eCommerce clients. Currently, this gateway platform supports multiple payments channels, including mobile transactions, in 150 currencies. Merchant e-Solutions is not very active on social media but provides a 24/7 US-based customer helpline.

The right payment gateway will be just one of the key aspects responsible for the long term success of your business; hence, it should not be underrated.